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There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
With over 8 years experience as a mortgage broker and over 25 years experience in Client Relations, I would find you the best mortgage that fits your goals and life style. My services goes beyond just a mortgage transaction. I make sure you can aim to achieve a good lifestyle balance by means of accelerating paying your mortgage down.
If you are a first time home buyer, then you will need to know the followings:
- Are you ready to buy your first home ? Please click HERE
- Are you aware of tax credits available to you as “First Time” Home Buyer? For more details, please click on HBTC
- Do you know that your “Land Transfer Tax” can be refunded? Please click on REFUND .
- Your “Registered Retirement Saving Plan” can be used towards your down payment. Please call me for more information.